health insurance

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If you have high-deductible health insurance – possibly paying $2,000 or more out of pocket – the price of every test or procedure matters a lot. In theory, you should shop around.

But, that’s easier said than done, as Seattle real estate broker Steven Wayne discovered: He ran through his $3,800 deductible, pretty quickly, after a recent series of fainting spells.

Now, new online tools can help you compare real costs.

Washington is one of the first states to begin tackling the requirements of President Obama's health care reform, even though the U.S. Supreme Court will approve or kill the controversial national system this summer.

The fist step in the reform is to create a Health Benefits Exchange. Each state is supposed to create its own insurance exchange as a new way for individuals and small businesses to purchase insurance.

Washington's board set up to create this exchange had its first meeting on Thursday.

Losing your job often means losing your health insurance – and that’s reflected in the latest numbers of uninsured people in Washington. It’s approaching one million, or 14.5 percent of the population, according to the Office of the Insurance Commissioner.

OLYMPIA, Wash. – One of Washington’s largest health insurers faces a hefty fine for refusing to pay for the removal of a certain type of birth control device.

Regence BlueShield will pay a $100,000 penalty for improperly denying claims from nearly 1,000 women. The women had their IUDs removed because the device was outdated or they wanted to try to have a baby.

Austin Jenkins / Northwest News Network

"There's a lot of courting going on ..."

OLYMPIA, Wash. – In Washington, there are more people on Medicaid than there are kids in public school – 1.2 million. And that number will grow significantly in 2014 when the new federal health care overhaul kicks-in.

The expansion has triggered a high-stakes competition for state contracts to provide Medicaid coverage.

Health insurance rates are going up and policies are changing for many people who have an individual plan or work at a small business. Those increases can be maddening and mystifying.

Majority Democrats in the Washington Legislature are working to close a multi-billion dollar budget gap. But they're not likely to implement a change the State Auditor says could save $180 million over the two-year budget cycle, as the idea runs afoul of the powerful teacher's union.

Insurance Commissioner Mike Kreidler has rejected a new rate increase requested by one of the state’s largest health insurers.  It’s the second time in recent months Kreidler has sparred with Regence BlueShield. 

Regence is seeking a 3.7% increase for its Washington customers, including the Asuris subsidiary, starting January first, to cover the cost of new benefits required by the federal health law.  This applies to its individual insurance plans, not to plans provided through employers.

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We’ve been hearing a lot about the politics of health care lately.  In the meantime, many employers are in open enrollment season, making for a confusing month when it comes to health insurance.  And for seniors on Medicare,  November brings the annual dilemma about prescription drugs.

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